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Savings Accounts

Whether you want to build a rainy day fund, save for a special purchase or create your own overdraft protection cushion, RBC Bank has got the right account to help you.

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Personal Savings

One of the easiest ways to build an emergency fund or save for a special purchase, our Personal Savings accounts give you a convenient way to save without restricting access to your funds.

Features Include:

$100 minimum opening deposit
$300 minimum monthly balance ($5.00 monthly service fee if not met)
Easy access to funds¹ via Online Banking, telephone and ATM
Free automatic transfers from your RBC Bank checking account
FDIC insured funds

Call 1-800 ROYAL 5-3 (1-800-769-2553) to open your account today!

IMPORTANT NOTICE ABOUT FDIC INSURANCE COVERAGE ON YOUR ACCOUNT(S)

By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit “What’s New” on www.fdic.gov.

¹ Federal regulations allow only 6 preauthorized transfers out of the account per month. Each preauthorized transfer in excess of 6 will incur a $5 fee regardless of account balance. Continued excessive preauthorized transfers will result in account closure.

Money Market Investment Account

Earn a better interest rate than a Personal Savings account provides without sacrificing liquidity.

Features Include:

$1,000 minimum opening deposit
$1,000 minimum monthly balance ($5.00 monthly service fee if not met)
Competitive interest rates
Easy access to funds² via Online Banking, telephone and ATM
FDIC insured funds

Call 1-800 ROYAL 5-3 (1-800-769-2553) to open your account today!

² Federal regulation limits the number of withdrawals and/or transfers that may be made from a money market savings account by telephone/PC transfer, pre-authorized transfer or check card. You are limited to six withdrawals and/or transfers from your money market savings account each monthly statement cycle by pre-authorized transfer, or telephone/PC transfer (including any bill payments). And, if the account permits transfers by check or check card, no more than three of the six limited transfers may be made by check or check card. Fees apply to any withdrawals or transfers that exceed these limits.

Preferred Money Market Account

Earn our best interest rates on the money you're saving, while maintaining easy access when needed.

Features Include:

$1,000 minimum opening deposit
$1,000 minimum monthly balance ($5.00 monthly service fee if not met)
Higher interest rates for balances greater than $10,000
Check writing ability to access cash or make purchases - up to 6 checks per month
Easy access to funds³ via Online Banking, telephone and ATM
FDIC insured funds

Call 1-800 ROYAL 5-3 (1-800-769-2553) to open your account today!

³ Federal regulation limits the number of withdrawals and/or transfers that may be made from a money market savings account by telephone/PC transfer, pre-authorized transfer or check card. You are limited to six withdrawals and/or transfers from your money market savings account each monthly statement cycle by pre-authorized transfer, or telephone/PC transfer (including any bill payments). And, if the account permits transfers by check or check card, no more than three of the six limited transfers may be made by check or check card. Fees apply to any withdrawals or transfers that exceed these limits.

Certificates of Deposit (CDs)

When you want to earn a higher interest rate than typical savings accounts, but don't want to risk your money in the stock market or other non-guaranteed investments, RBC Bank Certificates of Deposit offer just the right balance.

Features Include: